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How long does the mortgage process take?

For pre-approval:

  • With InstaMortgage, pre-approved offers may be available within minutes after successful identity verification.

  • Through a bank or advisor-led route, pre-approval typically takes around 3–5 business days.
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For the full mortgage process:

From pre-approval to disbursement, the overall process usually takes 7 to 45 business days, depending on the bank, property type, and third-party steps such as valuation.
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PRYPCO coordinates each stage and keeps you informed throughout the journey.

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